SFGTV2: San Francisco Government Television
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Jan 8, 2013
01/13
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credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, -- consumer loans probably a few days. because we require a business plan, som
credit unions offer micro loans. we do a lot of micro loans up to $50,000. this is -- we check credit. we need a business plan. then we look at the three-year tax return and that statement. we do a lot of home care and mom-and-pop shops. we also do start ups. we asked for approval through documents. we work a lot with people who do not know how to file taxes properly. we are mainly focused in san francisco. we are small. we focus mainly on the tenderloin, chinatown, bayview, visitation. we do a...
SFGTV: San Francisco Government Television
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Jan 26, 2013
01/13
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, 87%, but most of the micros are minority and women owned businesses. you can go further than that and say that historically because of some institutional setbacks in our society, women and minorities have a harder time getting credit. it goes on and on. they remain small. i urge you to take this opportunity of this mindset and try to figure out a way to bring more work to the smallest, the micros, more set-asides and possibly some changing of the thresholds. >> chair: thank you very much. are there other members of the public who wish to speak on item number one. seeing none public comment is closed. (gavel) though i have a motion to amend the legislation as read in the record? >> so moved. >> seconded and we can do that without objection. this helps to address from component of the prompt payment process; other areas where we do think that we have room to move, we have room to look at what we require prime contractors to do with regards to submission, once they receive an invoice from a subcontractor. we have a lot more work to do around transparency
, 87%, but most of the micros are minority and women owned businesses. you can go further than that and say that historically because of some institutional setbacks in our society, women and minorities have a harder time getting credit. it goes on and on. they remain small. i urge you to take this opportunity of this mindset and try to figure out a way to bring more work to the smallest, the micros, more set-asides and possibly some changing of the thresholds. >> chair: thank you very...
SFGTV: San Francisco Government Television
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Jan 15, 2013
01/13
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just some highlights working down between the micro pile contractor and among the bracing at the far west end, the lower right-hand photograph shows you what is left after the micro piles are complete. those are the tensioning rods that run through the middle of the micro pile and will tie into the slab that will be poured in the below-grade structure and affect that whole down progress or the whole down design on the mat slab. zone 2 continuing bracing and excavation. they have gotten to 1st street in the left-hand picture. zone 3 they are excavating under the fremont bridge. the archaeologists are always on standby and those are areas that hadn't been disturbed in the top surface and they continue to find little things in that. and the overall picture of the east end where the buttress work is going on. the red circles now represent the buttresses shafts that have been eliminated. and the green obviously the completed,elo yellow in progress and we'll be up over 174 by tomorrow. you can see the production curve as we are just about right on where we should be. the quality control wo
just some highlights working down between the micro pile contractor and among the bracing at the far west end, the lower right-hand photograph shows you what is left after the micro piles are complete. those are the tensioning rods that run through the middle of the micro pile and will tie into the slab that will be poured in the below-grade structure and affect that whole down progress or the whole down design on the mat slab. zone 2 continuing bracing and excavation. they have gotten to 1st...
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Jan 23, 2013
01/13
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KPIX
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new york city comes up with a micro plan to deal with the housing shortage. bacon?! gotta get that bacon! bacon?! bacon? bacon! who wants a beggin' strip? meee! i'd get it myself but i don't have thumbs! yum, yum, yum, yum, yum... it's bacon!!! mmmmm...i love you. i love bacon. i love you. [ male announcer ] there's no time like beggin' time. look what mommy is having. mommy's having a french fry. yes she is, yes she is. [ bop ] [ male announcer ] could've had a v8. 100% vegetable juice with three of your daily vegetable servings in every little bottle. the emotional late night vote on crime fighting proposals... including a controversial police consultant. plus - a bay area neighborhood.. overrun by deer. and you won't believe how they plan to fix the problem.. with surgery! upton ad: "you missed a spot" and spending millions of dollars on just 30-seconds of t-v time. the gold rush on super bowl ads. join us for cbs 5 eyewitness news this morning... beginning at 4:30. >>> here's a look at today's forecast in some of the cities around the country. washington, d.c., v
new york city comes up with a micro plan to deal with the housing shortage. bacon?! gotta get that bacon! bacon?! bacon? bacon! who wants a beggin' strip? meee! i'd get it myself but i don't have thumbs! yum, yum, yum, yum, yum... it's bacon!!! mmmmm...i love you. i love bacon. i love you. [ male announcer ] there's no time like beggin' time. look what mommy is having. mommy's having a french fry. yes she is, yes she is. [ bop ] [ male announcer ] could've had a v8. 100% vegetable juice with...
SFGTV2: San Francisco Government Television
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Jan 15, 2013
01/13
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when it is a requirement of 50,000 or less, i tend to call of the micro guys to help me out. that is right in their box. for us, the capacity for us to do the smaller side is not there as much as it is for them. on getting a loan through my side of the bank, i do not require an account to do that. we would like to have it, but i do not require it. >> last question for the opportunity fund and a critic representative. are you a cdfi? is san francisco and s.p.a. in support of cdfi's being established in san francisco? >> yes, we are. we were founded in 1999 with a small business loan. that is how we started our tenderloin office. >> opportunity fund is a certified cdfi, so we are providing a benefit to low and moderate-income communities. he is the city establishing support for new cdfi's? >> mark wanted to address that, in support of cdfi's in the city. >> we have a wealth of partners in the city. s.p.a. is just now rolling out a program for r -- will be the case by the summer. let me get one last point and on the question about relationships to lenders. the question was, do h
when it is a requirement of 50,000 or less, i tend to call of the micro guys to help me out. that is right in their box. for us, the capacity for us to do the smaller side is not there as much as it is for them. on getting a loan through my side of the bank, i do not require an account to do that. we would like to have it, but i do not require it. >> last question for the opportunity fund and a critic representative. are you a cdfi? is san francisco and s.p.a. in support of cdfi's being...
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Jan 24, 2013
01/13
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FBC
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introducing micro apartments. new york city mayor michael bloomberg brought us so many great innovations. announcing my micro new york, winner of adapt new york city contest. the goal was to come up with the most space efficient apartment design. here is break down itty bity details is the part of the development team. we've been talking about it in the office. everyone loves it. it was on twitter. everyone is abuzz because it seems almost impossible for a person to live in 250 square feet. how small is that? what is a normal studio or one bedroom. >> first ask, are you new yorker this. melissa: i am. i'm a new yorker. i live in a small space. there is lot of upside. you don't keep a lot of junk. you throw out more because you don't have a lot of space but 250 square feet is small. >> it is small. most of the units are larger. average is 285 and range up to 370. but they're definitely small. melissa: what was the biggest challenge. >> my wife and i who is my partner when we lived in new york in 1999 we lived in 35
introducing micro apartments. new york city mayor michael bloomberg brought us so many great innovations. announcing my micro new york, winner of adapt new york city contest. the goal was to come up with the most space efficient apartment design. here is break down itty bity details is the part of the development team. we've been talking about it in the office. everyone loves it. it was on twitter. everyone is abuzz because it seems almost impossible for a person to live in 250 square feet. how...
SFGTV: San Francisco Government Television
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Jan 23, 2013
01/13
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SFGTV
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micro piles continue. they have 70 completed to-date, or by the end of november. installing bracing, under the 1st street bridge between zones 2 and 3. completing the trestle in zone 3. and excavation and bracing in zone 3 as it progresses along. the end section, the east end section, zone 4 buttress work continues. as i said they met the milestone of 162 and actually had 165 completed and continuing to get 2.5 a week. up-to-date progress chart and you can see on the chart kept by the program management folks, the team was right on target for the completion of the buttress work. a couple of the buttresses being worked on over of the last period. the contractor has elected to put in a sheet pile cutoff wall in the north-south division on division between zones 2 and 3 on eastside of the fremont street. this will allow them to start the excavation underneath the fremont street bridge and start moving into that zone 4 portion of that zone 4 excavation early before the completion of buttress work. so that shoring wall went in or that cutoff wall went in this last peri
micro piles continue. they have 70 completed to-date, or by the end of november. installing bracing, under the 1st street bridge between zones 2 and 3. completing the trestle in zone 3. and excavation and bracing in zone 3 as it progresses along. the end section, the east end section, zone 4 buttress work continues. as i said they met the milestone of 162 and actually had 165 completed and continuing to get 2.5 a week. up-to-date progress chart and you can see on the chart kept by the program...
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Jan 7, 2013
01/13
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the derm exclusive micro peel resurfacing pads gently exfoliate to reveal newer, fresher-looking skin, as if you came into my office for a chemical peel or microdermabrasion procedure. then our intensive repair serum works like a photofacial: undoing damage caused by the sun, fading age spots, discoloration, and evening out your skin tone. finally, the derm exclusive collagen lift restores youthful-looking support and elasticity by stimulating your skin to produce new collagen, helping to lift and tighten as if you had a costly laser firming treatment. derm exclusive was designed to give you similar results as if you came in to my office for expensive procedures to treat the four visible signs of aging. and there are absolutely no harmful parabens in these formulas, and we never do animal testing. now let's get you started with some instant results. >> announcer: and now you get to try minnie driver's secret, dr. andrew ordon's derm exclusive absolutely risk free! so you don't have to wait to look years younger. you get immediate visible results with the instant wrinkle eraser, derm e
the derm exclusive micro peel resurfacing pads gently exfoliate to reveal newer, fresher-looking skin, as if you came into my office for a chemical peel or microdermabrasion procedure. then our intensive repair serum works like a photofacial: undoing damage caused by the sun, fading age spots, discoloration, and evening out your skin tone. finally, the derm exclusive collagen lift restores youthful-looking support and elasticity by stimulating your skin to produce new collagen, helping to lift...
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polident is designed to clean dentures dail its unique micro-clean formula kills 99.9% of odor causing bacteria and helps dissolve stains, cleaning in a better way than brushing with toothpaste. that's why i recommend using polident. [ male announcer ] polident. cleaner, fresher, brighter every day.
polident is designed to clean dentures dail its unique micro-clean formula kills 99.9% of odor causing bacteria and helps dissolve stains, cleaning in a better way than brushing with toothpaste. that's why i recommend using polident. [ male announcer ] polident. cleaner, fresher, brighter every day.
SFGTV2: San Francisco Government Television
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Jan 24, 2013
01/13
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SFGTV2
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the project at 1321 mission will have a hundred and 60 units of which 120 a micro parents and other suits they can accommodate up to 5 hundred students. we have been working on small unit design in the last 5 years and we've adopted the design method loosen of the gold i didn't locks and the 3 bears. we have built larger units which were too big. and have built this project at 37 harriet street which we think is about the right size for living. the unit we are proposing for 31 mission street which will be occupied by cc a are here. katie you need to go that way. they are - with kitchens and cook tops individual bathrooms and tubes. large bay windows and good storage. it's 1 hundred percent car free. it will have a city car share car in the building and parking for 2 hundred and 40 bicycles in the basement. it's in the mist of an area that's undergoing tremendous change right now - okay - and is flanged by projects that will total will 15 hundred new units. there's a crescent heath's project to the west. there's a bay project immediately to the east and a little south of us is the approved
the project at 1321 mission will have a hundred and 60 units of which 120 a micro parents and other suits they can accommodate up to 5 hundred students. we have been working on small unit design in the last 5 years and we've adopted the design method loosen of the gold i didn't locks and the 3 bears. we have built larger units which were too big. and have built this project at 37 harriet street which we think is about the right size for living. the unit we are proposing for 31 mission street...
SFGTV: San Francisco Government Television
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95
Jan 11, 2013
01/13
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SFGTV
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let me mention ap geny and found an important bank and the inventor what we call the micro credit and helped the city recover from the big earthquake of 1906. guy mo roller who was the founder, established the opera in san francisco, by the way there's an italian directing the opera and laurence fergetty and 93 and good friend of the community. he is the father of the b generations and the guy that started the culture revolution of the 60's and 70's so in many ways italians have made lasting contribution to this city and the silicon valley. there is an important engineer that developed the first micro prosser for intel, so it's a tremendous foundation to celebrate italian culture 2013. also i was reminded by our pastors that san francisco gets its name from an italian man and holly man. it is noted. >> >> for kindness and compassion and generosity and i think these are traits that this city has adopted and made its own traits , so this is not to be under scored, not to be forgotten. what are we going to do in the coming year? basically we have three principles, three guidelines. we wa
let me mention ap geny and found an important bank and the inventor what we call the micro credit and helped the city recover from the big earthquake of 1906. guy mo roller who was the founder, established the opera in san francisco, by the way there's an italian directing the opera and laurence fergetty and 93 and good friend of the community. he is the father of the b generations and the guy that started the culture revolution of the 60's and 70's so in many ways italians have made lasting...
SFGTV2: San Francisco Government Television
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Jan 29, 2013
01/13
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SFGTV2
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it operates one of the nation's largest individual development, programs, a leading provider of micro loans in california, and has a robust community real estate finance unit. next, we have the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low- income communities. last but not least, we have our conditional lender represented here by wells fargo. mark cyrus is the senior fda banker for the region -- the senior sba banker. he held businesses choose the best loans for the growing business and focus on a comprehensive understanding of their goals for their business. mark is responsible for helping entrepreneurs with sba loans every step of the way. i would like each of you to speak a little bit about what your organization does and, more importantly, address the audience here and let them know what your looking for when you are hoping to f
it operates one of the nation's largest individual development, programs, a leading provider of micro loans in california, and has a robust community real estate finance unit. next, we have the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low-...